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Easy ways to protect your personal information
from hackers and spoofers
By Jakob Jelling
http://www.cashbazar.com
Internet is a treasure cove of information, both useful and unwanted.
But, meanwhile, providing access to various resources for its users,
it also invariably opens an avenue for unscrupulous others to access
every other person’s personal or related information.
In technical terminology, such people who illegally access other’s
personal information and eaves drop on conversations across the web are
called hackers. They secretly access or steal the identity of others
by using malicious software programs called spyware programs. Spoofing – on
the other hand - is breaching the identity of users or faking an identity
so as to modify an ongoing conversation; here the hacker uses special
programs to monitor IM conversations across the internet and covertly
add their own messages to the current conversation, without letting the
recipient or sender know about the editing behind-the-scene. Let us see
the scenarios in more detail.
As mentioned earlier, hackers use various spy-wares to gain access to
the user information. These malicious programs, the spy-wares, after
breaching the security of the user pc, collects personal information
and send it back to the hacker. The hacker then uses this information
to fake identity and misuses it for corrupting simple messages to gaining
access to bank accounts and forging pins and user ids. Some spy-wares
steal information from address books and documents, which in wrong hands
could prove to be catastrophic. Mind you, these programs are designed
to copy and send vital information, which the hacker thinks is useful
to him.
The latter case is more dangerous as here not only the first person
is getting affected, but also his/her friends or relatives whose addresses
and contact information that happens to be in the hacked person’s
address book.
Though PCs are prone to hacker attacks, generally it is the public computers
which are more vulnerable. We take care to protect our personal computers
from a doubtful outside access. But the same cannot be said about public
computers installed in airports or malls or cafes, where people spend
brief period of time checking their mails or browsing important sites.
Here nobody really care about maintaining the security to unbreakable
extents. In a way, a public computer is like a public restroom; that
is, one cannot say who had used it last and how he/she handled it. If
the last person had used a CD to install a virus, then the next person
onwards using the particular computer is vulnerable to hacking.
This implies that the responsibility to protect your personal information
from hackers and spoofers rests with individuals itself. If you are using
a public computer, take care not to save anything in the hard disk, even
if you plan to delete it after use. Use a flash drive, zip disk or floppy
disk for the same. Make sure that after reaching home, you scan the disk
for a viral infection.
Also, if using a public computer,
- Never send any sensitive data, even if it is to a secured site.
The site may be secured but not the PC you are using.
- Check the private
policy of the public facility and see if necessary precautions are
taken. If there is no private policy, assume that every key press on
the PC is getting logged and hence keep of from accessing any of your
personal information.
- Even with wireless enabled laptops, there are
programs that can eaves drop on the information send or received. Hence
a lot depends on the type of public facilities a user chooses.
But, there is no solid method by which one can identify a malicious
email, attachment or web site either. But there can be tell-tale signs
which could hint a malicious access, such as,
- Emails with extensive grammar and spelling errors. They can be
potential scams.
- If the email asks the user to send his/her personal
information in the direct reply. Legitimate institutions, in their
private policies, have statements against collecting personal information.
- Never reply to an email or open an attachment unless you are sure
about the sender.
- Keep off from any link that is sent to you by somebody
you don’t
know.
To conclude, in general, it is difficult to offer fool proof security
to a medium like internet, which is accessed by millions across the world.
Hence, the onus is on the user to safeguard his/her personal information
and identity in a web perspective. Take care to keep a close vigil while
browsing the internet. That is vital to block the attempts of hackers,
key loggers, and phishers. Good Luck.
About the author
Jakob Jelling is the founder of http://www.cashbazar.com.
Visit his website for the latest on personal finance, debt elimination,
budgeting, credit cards and real estate. |
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